The SBA 504 Program provides small businesses with long-term, fixed-rate financing to acquire major fixed assets for expansion or modernization. This program offers key advantages to businesses that plan to invest in equipment and/or real estate for their own use:

• Low down payment – conserving valuable operating capital
• Competitive, fixed interest rate – no future interest rate fluctuations
• Long term – brings debt service in line with the cash flow generated by the asset
• Loan amounts range from $50,000 to $1.5M

For more information on the SBA 504 loan please visit www.sjcdc.com or call the Tracy/San Joaquin County CDC at (209) 951-0801