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Grow Tracy Fund Loan Program « Back to Search Results
Grow Tracy Fund Loan Program

Category: Local Incentives


Tracy is committed to a strong, growing business climate. Businesses locating in Tracy will enjoy working in an economic environment with knowledgeable professionals readily available to make the development and permitting processes seamless. A wide range of business-friendly services and financial incentives are available to companies choosing to locate here.

Loan proceeds can be used for any legitimate business purpose including working capital, machinery & equipment, acquisition of land & building, construction, renovations, and tenant improvements. Qalifying businesses must be in operation for at least 2 years, have between 2 and 100 employees, and have revenues generally between $500,000 and $20 million.

Loans can range from $100,000 to $2 million, with terms of up to 25 years. Rates are prime + 1 1/2%, variable quarterly (fixed rates also available).

Disclamier: All financial incentive agreements and performance contracts must be approved by the Tracy City Council and are available on a first-come, first-served basis until all designated funds have been exhausted.